HHQ FS
All your wealth · one ledger · liveSign inStart free
HQ Wealth · Free to start · No clock

Your wealth,
actually booked.

A real double-entry book of record for everything you own — banks, salary, brokerage, property and crypto, in one balanced ledger with lots, reconciliation and jurisdiction-aware tax. Free forever to start. Pay only when you scale, never on a clock.

Record your first portfolio →See the five things you can buy
Every asset class
cash, equities, property, crypto
Double-entry
IFRS-aligned reconciliation
12 templates
trader → family office
No subscriptions
discrete packs only
●alpha-portfolio · Q2 2026FIFO · USD · live
Transactions
Lots
Reconciliation
Tax
14:02Salary · USD wireMercury · 2031+8,500.00Bank
13:47Buy · AAPL ×40Brokerage · lot #248−7,412.00Equity
11:22Dividend · VWRLBrokerage · payout+312.80Equity
10:09Rent · Unit 4BProperty · income+2,150.00Bank
09:31Swap · USDC → ETHUniswap v3 · 1+0.4421 ETHDeFi
08:14Inbound · airdrop0x7a2…blocked2,000,000.0Scam ⚠
6 entries · 6 reconciledNet + $4,917.30
debits = credits
Scam token blocked
FIFO lot · #248 opened
Live in productionBanks · equities · property · crypto — one ledgerDouble-entry · FIFO · LIFO · HIFOIFRS-compliant exports32 chains · 25 exchanges connected
Trusted by investors, families and accountants

500+ investors on the launch list.

Built by a tax and finance consultant with 10 years' experience in the Netherlands.

“Cash, equities, property and crypto in one balanced book. I close the quarter in a day instead of a week.”
Family-office controller · Zurich
Beta participant · March 2026
“The first tool that treats a client’s whole balance sheet as one chart of accounts — bank, brokerage and wallets together.”
Independent CPA · Singapore
Verified in pilot · April 2026
“It handles the boring parts — dividends, rent, payslips — and the hard part, my on-chain trades, in the same ledger.”
Private investor · Berlin
Beta participant · April 2026

At launch · two surfaces

HQ Wealth and HQ Docs.

Two products ship at launch in one HQ account. HQ Wealth is the book of record where wealth lives. HQ Docs is the public reading surface for every HQ product, with autonomous AI agents writing under human review.

A · HQ Wealth

The book of record.

Every asset you own in the same double-entry book — cash, equities, property and crypto. Every transaction posts as balanced debits and credits. Lots are tracked per asset and depleted on disposal. The book reconciles to itself, or it does not post.

Banks · open-banking, payslips
Brokerage · equities, funds, dividends
FIFO / LIFO / HIFO cost basis
Wallets & exchanges · 32 chains, 25 CEX
Reconciliation queue for every source
Scam-token blocklist
2026-04-30 · AAPL ×40 buy (brokerage)DR Equities:AAPL 40+$7,412.00
2026-04-30 · AAPL ×40 buy (brokerage)CR Cash:USD 7,412.00−$7,412.00
2026-04-30 · realized gain (lot #224)DR P&L:Realized+$214.18
balance checkdebits = credits✓ posted
All
asset classes
3
cost methods
32+25
chains + CEX
Open HQ Wealth →
B · HQ Docs

Public reading surface.

A multi-tenant docs platform with WYSIWYG editing, an Editor → Reviewer → Admin → Owner approval pipeline, and an agent API so AI can submit drafts under human review — never behind it.

Tiptap WYSIWYG with autosave
4-stage approval workflow
Multi-tenant workspaces
Agent REST API + bearer auth
Public reader for every product
1 free workspace, 10 pages
platform/onboarding-v2.md
· editDraft
· submit for reviewIn review
· admin approvalApproved
· owner publishPublished
· astra-forge submitted 3 page editsAgent
4
approval stages
REST
agent API
∞
readers
Open HQ Docs →

What HQ Wealth does

A real book of record.

Eight surfaces in production today. Every one of them is in the free HQ account from day one — capacity is what scales, not capability.

Every asset class in one ledger

Banks, payslips, equities, property, wallets and exchanges — the same balanced book holds them all. No spreadsheet glue.

Double-entry rigor

Every transaction posts as balanced debits and credits. The book reconciles to itself — or it does not post.

FIFO · LIFO · HIFO cost basis

Lots tracked per asset and depleted on disposal. Realised gains computed once, not recomputed every report.

32 chains · 25 exchanges

On-chain auto-import across every supported chain; CEX API + statement reconciliation across every exchange.

Jurisdiction-aware tax

Per-country rules, holding-period clocks, accountant-ready exports. Built for the codes users actually file under.

Scam-token blocklist

Imported transactions cross-checked against a system-wide registry of known scam contracts and flagged for triage.

Reconciliation queue

Every imported transaction lands in a review queue against canonical on-chain state, so the book matches the chain.

AI where it earns its keep

Claude-powered reconciliation suggestions and HQ Docs drafting — gated behind feature flags, never a substitute for judgement.

The reconciliation queue

Every import lands here, against the chain.

Imports don't silently post. They land in a queue, get matched against canonical on-chain state, and only post when the math closes. Misses get a triage suggestion. Scam-token contracts get pulled out and held for review.

  • Match. Imported tx hash and on-chain receipt agree on amount, counterparty, and gas.
  • Miss. Off by gas or rounding — Claude suggests the closest canonical record. You confirm.
  • Scam. Contract on the system-wide blocklist — held out of the books, surfaced for triage.
  • Lot. Disposals deplete FIFO/LIFO/HIFO lots; realised gain posts to P&L the moment the trade settles.
$ recon --portfolio alpha --since 24h
0xa3f…219 · ETH transfer · matched+0.4421
Coinbase · BTC buy · matched (lot #248)+0.0142
USDC payout · off by gas (0.0001 ETH)$1,200.00
0x7a2…blocked · scam-list · held out2,000,000.0
Lido · stake reward · auto-classified+0.0184
Mercury · USD wire · matched payslip+8,500.00
→ 5 matched · 1 needs review · 1 scam-blocked · book balanced ✓

How it works

Three steps to your first book.

From zero to a working portfolio in minutes. Free to start. You only pay when you outgrow the free limits — and every dollar you spend climbs your VIP level.

01

Sign up free

One HQ account, free forever. No card, no clock — just a working app you can record your first portfolio in.

02

Pick your portfolios

Choose from twelve templates — crypto trader, DeFi power user, derivatives, TradFi investor, freelance, family office, and more. Mix as many as you need.

03

Use it. Pay only when you outgrow the free tier.

Connect wallets, import statements, run your books. Outgrow the free limits? Buy a one-time pack — never a subscription. Every dollar climbs your VIP.

Pricing · no auto-renewal

Pay only when you use it.

HQ FS never charges on a clock — no auto-renewal, no surprise bills. Each purchase is a discrete pack with its own size or window. Every dollar counts toward your VIP.

HQ · VIP 0 · Free forever$0

The base account.

Universal HQ account — free forever. A real working app, not a demo. Capability is generous; capacity is capped so the upgrade path is honest.

  • 1 portfolio across any of the 12 templates
  • Manual transaction entry on every type
  • Basic reports + watermarked tax extract
  • 5 on-chain block-range scans / portfolio / mo
  • 1 watchlist with 10 items
  • Public docs reader for every product
  • 1 private docs workspace, up to 10 pages
  • VIP ladder access — climb by spend
Get started free →

Buy when you need it · no auto-renewal

Five things you can buy.

VIP 1 is the only buy-once-keep-forever item. The rest are finite — credits get consumed, passes run a 12-month window. When one runs out you decide whether to buy another.

Gateway
VIP unlock
VIP 1 — Lifetime unlock
$50lifetime
Buy once. Never expires. Cannot be bought twice — server enforces.
Unlock VIP 1 forever. Same threshold reached automatically by any combination of packs below totalling $50.
Unlock
API
100,000 API calls
$25100k credits
Calls don't expire — but they do get consumed. Buy another pack when the bucket runs out.
Adds 100,000 calls to your bucket. For agents and integrations getting started.
Buy a pack
API
1,000,000 API calls
$2001M credits
Same bucket as the 100k pack at a lower per-call rate.
For agents and integrations reading at scale. Same consumable mechanic.
Buy a pack
Data import
Premium imports — 1y
$12012-mo pass
Pass runs 12 months from purchase. No auto-renewal — buy another year if you want.
Unlimited high-throughput on-chain + exchange imports. Bypasses the standard /api/import rate limit.
Buy a pack
Export
Tax pack — current year
$4912-mo pass
Covers one jurisdiction × one tax year. Buy again next year, or for another jurisdiction.
Generate this year's jurisdiction-specific tax pack — full IFRS-compliant PDF + CSVs.
Buy a pack

Tax pack · jurisdictions

Built for the codes users actually file under.

12 jurisdictions · $49 / jurisdiction × year · IFRS-compliant

🇺🇸
United States
FIFO · short/long-term · Form 8949
🇬🇧
United Kingdom
Pooling · 30-day rule · SA
🇩🇪
Germany
FIFO · 1-yr holding period
🇫🇷
France
PFU 30% · capital gains
🇨🇦
Canada
ACB · 50% inclusion
🇦🇺
Australia
CGT · 12-mo discount
AI-shaped pricing · coming soonRoadmap

Pack prices that fit how you actually use HQ.

Pack sizing and pricing adapt to the shape of your activity — the portfolios you keep books on, the chains you scan, the reports you run, the API load your agents drive. A long-term holder doesn't pay the same way a derivatives trader does, because their shape is different. See how we handle your data.

12 portfolio shapes
Crypto traderDeFi power userDerivativesTradFi cashFamily officeProperty+ 6 more
VIP — climbed by spending, never billed

VIP is a bonus, not a fee.

Not a subscription. You climb the ladder by using HQ — every purchase counts toward the next level. Visitors at the bottom, Founders at the top. Level 1 unlocks via $50 lifetime spend; 2–7 qualify on a 180-day rolling window; 8–9 on 365 days.

0
Visitor
$0
1
Member
$50 life
2
Patron
$200 / 180d
3
Steward
$500 / 180d
4
Curator
$1k / 180d
5
Architect
$2.5k / 180d
6
Strategist
$5k / 180d
7
Director
$10k / 180d
8
Principal
$25k / 365d
9
Executive
$50k / 365d
10
Founder
Granted
$50 → VIP 1 foreverLifetime threshold, any pack mix.
180-day rolling windowVIP 2 through VIP 7 qualify on it.
365-day rolling windowVIP 8 and VIP 9 qualify on it.
Bonus, not a clockClimb by use; never billed for status.

Achievements · 70 in registry

Books that keep score.

Across Onboarding, Security, Imports, Bookkeeping, Tax, Mastery, Content and Collaboration. Common, Rare, Epic and Legendary. Two of them — Fortified Account and Maximum Security — gate VIP 1→2.

Common
Email verified

Confirm the email address on your HQ account.

Onboarding · auth
earned
Common
First portfolio

Create your first ledger portfolio — pick from any of the 12 templates.

Onboarding · ledger
earned
Rare
Two-factor authentication

Enable TOTP-based 2FA on your account.

Security · auth
earned
Rare
Wallet verified

Verify wallet ownership with a Sign-In With Ethereum signature.

Imports · ledger
Rare
On-chain scan

Run a blockchain scan to pull transaction history directly from an explorer API.

Imports · ledger
Common
Manual journal entry

Post a manual double-entry transaction from the entry form.

Bookkeeping · ledger
Epic
DeFi transaction

Reconcile a DeFi position — gateway to the premium imports pack.

Bookkeeping · ledger
Legendary
Maximum security

Email + 2FA + username + photo + linked social. Gates VIP 1→2.

Security · auth
70
Achievements in the registry
8
Categories — onboarding to mastery
4
Rarities — common, rare, epic, legendary
VIP 1→2
Gated by 2 legendary security earns

Seasonal events

Time-boxed events on top of the platform.

Every quarter HQ FS runs themed promotions: limited-window reward packs, jurisdiction tax-deadline pushes, community challenges. Active events surface on the dashboard for everyone — earn-to-unlock, never paywalled.

🎃
Halloween 2026 · Upcoming

The Haunted
Ledger.

Reconcile a “ghost” transaction (an on-chain phantom that never settled), un-haunt your scam-token blocklist, and a candy-corn API pack lands in your bucket. Achievement unlocks: Spectre Hunter (rare) and Crypt-Keeper (epic).

Oct 24 → Nov 3Window · Oct 24 → Nov 3
3 achievements1 rare · 1 epic · 1 legendary
+10k API creditsgranted on first ghost reconciled
Tax · deadline

UK Self-Assessment push

Tax-pack purchases discounted toward VIP — and SA exports auto-format for the HMRC capital-gains schedule.

Upcoming · Jan 15 → Jan 31
Product · launch

Astra Forge public beta

Open beta for the autonomous HQ Docs agent. Repo connection is free; first 1,000 doc proposals on the house.

May 12 onward
Community · challenge

The 100% reconcile club

Get every 2026 transaction matched against the chain by year-end. Founder-tier perk drops at 100%.

Year-round · cohort

Get on the launch list.

Early access, weekly product updates, and a personal note from the founder. No spam, ever.

Free to start · no card

Record your first
portfolio today.

One HQ account, free forever. Pick a portfolio template, connect a wallet, and start booking your wealth. Pay nothing on a clock — only when you scale past the included allowance.

Start free →See pricing